Our purpose is simple: We exist to serve our community with real estate financing and sound advice. We strive to improve the standard of living for our clients and their families through home ownership. As one of the only Certified Mortgage Planners in San Luis Obispo, California we help our clients successfully manage their home equity to increase liquidity, safety, rate of return, and tax deductions. Unlike a...
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The first step to refinance your mortgage or purchase your home is to apply. Whether you are applying for a mortgage in San Luis Obispo, CA or from the far end of California, we can help. As a mortgage broker, we have mulitple channels of lenders we fund loans through, both locally in and around the San Luis Obispo area, and throughout the state of California. This gives us a considerable advantage over any...
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If you are looking to buy a home, we are your source for information and getting the financing necessary for your next home. While any bank or broker can quote you a rate, most cannot perform at the most critical moment or give you the real information you need. For each of our clients, we build a custom application which clearly outlines all costs and pricing involved and is clearly laid out so you can compare...
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We have the resources and advice you need for your next refinance. With each client, we do an in depth analysis to determine the feasibility of a refinance. Our proprietary analysis software will detail any potential savings over a given period of time. Custom matched to each particular scenario, so you can see your true savings over the time frame of your choice. You will be able to clearly see what...
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Our exclusive Smart Analysis provides the information you need to make the right decision. None of our decisions are made by “rule thumb” experience. Each scenario is analyzed individually under current market conditions and lending fundamentals to give you the most up to date decision making information. You will not find this attention to detail and high level of information anywhere else. And the...
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We update our mortgage rates every morning with some of our more popular loan programs. Pricing changes every day often multiple times throughout the day based on trading in the Mortgage Backed Securities Market. Many more mortgage programs are available and pricing varies depending on each scenario (ex. LTV, DTI, FICO SCORE, MORTGAGE LOAN AMOUNT, PURPOSE, REFINANCE, CASH OUT etc.). The below interest rates...
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About Us
Our purpose is simple: We exist to serve our community with real estate financing and sound advice. We strive to improve the...
Apply Now
The first step to refinance your mortgage or purchase your home is to apply.
Whether you are applying for a mortgage in San Luis...
Buying Your Home
If you are looking to buy a home, we are your source for information and getting the financing necessary for your next...
Refinance
We have the resources and advice you need for your next refinance.
With each client, we do an in depth analysis to...
Smart Analysis
Our exclusive Smart Analysis provides the information you need to make the right decision.
None of our decisions are made by...
Todays Mortgage Rates
We update our mortgage rates every morning with some of our more popular loan programs.
Pricing changes every day often...
Our purpose is simple: We exist to serve our community with real estate financing and sound advice. We strive to improve the standard of living for our clients and their families through home ownership.
